Seminar: Bank Credit Analysis

July 11–12, 2011

Who Should Attend?

This program is designed primarily for bank lenders and risk officers but will also be useful to other bank officers who wish to gain a better understanding of the credit function. In the broader business world, the program would benefit employees in corporate treasuries and those responsible for extending trade or customer credit.

Day One

Corporate Credit

• Understanding Key Financial statements.
• Determining solvency and liquidity measures
• Establishing criteria for indebtedness and ability to repay.
• Types of corporate credit.

Consumer Credit

• Types of consumer credit.
• Creating, implementing and using scorecards.
• Managing and controlling consumer credit.

Day Two

Pricing credit in a Basel Framework

Risk Management

• Structuring the risk and collections functions.
• Senior management and Board Oversight.
• Interaction with auditors and regulators.

The seminar will consist of a mixture of lectures, exercises, class discussion and case analyses.

What Will Participants of the seminar Gain?

• A thorough understanding of traditional and modern credit analysis techniques.
• Knowledge of technological advances in credit analysis.
• An ability to better relate pricing decisions to credit risk.
• Greater credibility with senior management and customers when formulating credit proposals.