Student Health Insurance
Fall 2020 Medical Insurance Premiums
Students enrolled in any university in Lebanon are required by law to be covered by health insurance. Accordingly and upon registration, health coverage premiums are added to ALL student university accounts as follows:
Premiums of $331 insure you for up to $750 emergency fees due to accidents and $50,000 worth of 2nd class hospitalization costs (In-Hospital plan) at LAU Medical Center-Rizk Hospital in Achrafieh and the soon to open LAU Medical Center - Saint John Hospital in Jounieh.
(Note: until LAU Medical Center-SJH becomes fully operational, Notre Dame Des Secours & Maritime Hospitals will remain in the Restricted Plan).
Premiums of $15 insure you in case of accidents on campus or outside campus on university sponsored activities.
Note: This charge is mandatory for all students and cannot be waived.
National Social Security Fund (NSSF)
You will pay $135 if you are Lebanese or French with no proof of social security coverage for you. Students holding other nationalities are exempted from this charge as they do not benefit from NSSF.
Note: If you hold a dual nationality, the NSSF fee will be charged/waived according to the nationality that you have presented or petitioned for at the Admissions office.
Also, freshman students and students aged 30 and above are exempted from the NSSF fee.
If you are enrolled for fall 2020, the above three charges will be added by default to your statement of fees. If you are already covered through other types of health coverage (listed below), you must complete an online waiver (learn how to clear the cache in case the link does not work) indicating proof of your personal medical insurance/NSSF/other coverages no later than September 22, 2020. Once the waiver is verified and approved, the premium will be removed from your statement of fees. Thus, eligible students must complete the online waiver with their own creditable medical coverage before the deadline and before printing the statement of fees.
For more information, please contact:
- Beirut campus: Haifa Fayed, Email: StudentsInsuranceBeirut@lau.edu.lb
- Byblos campus: Nina Mansour, Email: StudentsInsuranceByblos@lau.edu.lb
Insurance and NSSF Guidelines for Waiving Charges
If you already have medical insurance, present a photocopy of a valid insurance card as proof to waive insurance charges (expiry date preferably not before the end of the academic year, i.e. August 2021). If your medical insurance expires before the end of the academic year, you should supply the Human Resources Office with a copy of the renewed card as soon as you have it.
If you are already registered with the NSSF (الصندوق الوطني للضمان الاجتماعي) by virtue of either of your parents’ profession, a statement from NSSF whose issuance date does not exceed one month and clearly states your enrollment under your father’s or mother’s name ( جامعات: نوع الافادة) should be provided. If the concerned parent is retired, the statement should show that they are still eligible for medical coverage.
Note: If you are employed, present the NSSF document entitled (افادة خدمة من الضمان) instead.
Types of Health Coverage Proof
- A photocopy of a valid insurance card.
- National Social Security Fund NSSF (original statement) not older than one month
- Public Employees COOP (original statement)
- Judges Consolidation Fund (photocopy of card)
- Lebanese University Faculty Consolidation Fund (photocopy of card)
- Municipalities (original statement)
- Lebanese Army, Internal Security, General Security, and State Security (photocopy of card)
- Customs (original statement)
- Syndicate of Lawyers (photocopy of card)
N.B: Please check with your parents if you are not sure about your Medical Insurance & NSSF status.